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>>> Striving to be Number 1 for Fixed Rate Mortgages in the UK <<<
>> Are you looking for information and advice on Fixed Rate Mortgages?
>> Are you, like millions of others, concerned about the potential of interest rate rises and seek the stability of payments that you can gain by securing a competitive fixed rate mortgage deal
>> Are you uncomfortable relying on a comparison website, and would prefer advice from a real human being to help you find and obtain the most suitable fixed rate mortgage?
If your answer is “Yes” – then you have come to the right place. 1 Fixed Rate Mortgages is a website focused on UK fixed rate mortgages, providing information, articles, links and resources to help you. You can also submit a mortgage enquiry through this website, which will connect you with a qualified, regulated mortgage adviser.
>> If you would like help and advice to find the best mortgage for you – click here
>> View from rates for an indication of rates – click here
>> Why Choose 1 Fixed Rate Mortgages?
This NOT a comparison website, and we are not a fan of comparison websites when it comes to mortgages. Your mortgage is a VERY serious financial commitment, and hence we believe that you should deal directly with a human being who can understand your requirements and advise you appropriately.
A computer system is simply not able to do that – and with a mortgage the devil is in the detail. It is important to look past the headline rate, understand the bigger picture and make sure your mortgage is both suitable and affordable over the short, medium and long term.
Since the Credit Crunch, it has become much harder to get a mortgage. The decline rate has sky-rocketed, and more and more people are finding the process stressful, costly and time consuming. Applying for the wrong mortgage and getting rejected can in fact effect your credit rating, making it even harder to get the best deal.
You can use this website to browse information and resources – but we then recommend that you submit an enquiry and speak to a qualified mortgage adviser at no obligation.
>> How do I Know a Fixed Rate Mortgage is Right for me?
Your allocated mortgage adviser can help you make the right decisions regarding your mortgage. Fixed rate mortgages are not necessarily suitable for everyone, however if you are concerned about potential increases in interest rates and want to know what your mortgage payment will be each month for a defined period of time – then a fixed mortgage could be the best option for you.
>> For more information on FRM suitability – click here
>> Do I Have to Take Out a Fixed Mortgage if I submit a mortgage enquiry?
No of course not! Your allocated mortgage adviser will have access to a wide range of mortgage products provided by a wide range of lenders. They will not only be able to advise you on the most competitive fixed deals available to you, but also on other types of mortgage such as discount mortgages, tracker mortgages, capped mortgages and more.
>> What happens Once I Submit an Online Mortgage Enquiry
The first 2 important points to stress are that :
1) Your online mortgage enquiry is FREE
2) You are under NO OBLIGATION
- Your enquiry will be allocated to, and picked up by a qualified mortgage adviser with the correct industry permissions to offer your regulated mortgage advice.
- They will contact you by email and / or phone.
- Your adviser will listen to your requirements and ask some questions so that they know enough about you and your circumstances to offer advice and recommendations.
- All formal advice and recommendations will be provided in writing.
- Any fees or costs associated with the mortgage or the advice process will be highlighted and explained.
- You will be under No Obligation to proceed. You remain in control of the process, and need only proceed when you are happy to.
- You will only be recommended product(s) which are both suitable and affordable for you.
>> Recommended Information and Resources on Fixed Rate Mortgages
>> Fixed Rate Mortgages Defined
>> Fixed Rate Mortgages Guide – Pro’s and Con’s
>> Is a Fixed Rate Mortgage Right for You?
>> From Rates / Deals